Benefits

Consultation & Referral

Your free consultation benefit covers up to thirty (30) minutes in the Plan Attorney's office, over the phone or online with the Plan Attorney. The number of consultations is unlimited, except that each one must be on a different legal matter. Consultations are provided by the local Plan Attorney who is determined to be the best match for your needs by your Personal Access Specialist (PAS).Your PAS may ask a number of background questions to determine your needs. Next, your PAS will get in contact with one or more Plan Attorneys in the area to confirm availability, check for conflicts and be sure the matter falls within their practice area. This sometimes causes a slight delay in a referral, but you can be sure that when you call the Plan Law Firm you will not be informed that the attorney is out of town for three weeks, does not handle your type of matter or is the attorney for the "other side."

Because we are very selective in choosing attorneys for our Plan, we do not have "hundreds" of attorneys in any given city. The Plan Attorney you will be referred to will be within 23 miles, with an occasional exception for rural areas. While this may seem far, it is likely that you will not have to go into the attorney's office more than two or three times for a lengthy case, usually only once for a simple case and most matters (92%) can be handled over the phone. All matters that go beyond the free consultation will be billed by the Plan Attorney at a discounted rate of $75.00 per hour.

Document Review

This benefit is available up to three times each year and can be used for documents that total six pages or less. This can be handled in person with the Plan Attorney, online with the Plan Attorney, or by comparing the document to those in the online document library. If you wish to utilize this benefit you MUST request it when calling our Customer Service Center for the initial referral. This benefit must be authorized prior to calling the Plan Attorney. If you decide after you have already received a referral that you need to utilize this benefit, you must call our Customer Service Center first. Plan Attorneys may not provide this service without authorization.

Dispute Resolution Calls & Letters

If you and your attorney agree that such resolution will likely resolve your matter, you are entitled to have a phone call or a letter made by your Plan Attorney. This benefit is available up to three times each year. If you wish to utilize this benefit you MUST request it when calling our Customer Service Center for the initial referral. This benefit must be authorized prior to calling the Plan Attorney. If you decide after you have already received a referral that you need to utilize this benefit, you must call our Customer Service Center first. Plan Attorneys may not provide this service without authorization.

Simple Will

What constitutes a Simple Will varies by state, so it is difficult to give parameters into which your will must fall in order to be covered. This benefit is provided by completing a Will questionnaire which will be reviewed by a local Plan Attorney. You will have the option to include additional information with your basic Will questionnaire and have the Plan Attorney review your situation and make recommendations for other documents that may be helpful. From the time we receive your Will kit there is typically a four to six week turnaround time for your Will to be completed. Your benefits also cover an annual update of your will each year enrolled.

Living Will

If you have a simple will, your benefits also cover a living will for you and your spouse.

Small Claims Court Preparation Consultation

This benefit is available at no additional charge by phone with the Plan Attorney. Each problem can also be accessed in person with the Plan Attorney or online with the Plan Attorney at the plan rate of $75.00 per hour.

There is a complete library available online to help plan members understand legal issues and legal disputes involving legal issues in small claims court cases, including credit, issues, injuries, emergencies, your liability and related issues.

Guaranteed Plan Rate

Your benefits include a special plan hourly rate of $75.00 for all covered services that do not have a special rate or any cost attached to them.

Guaranteed Discounted Contingency Fees

Contingency rate discounts apply in those cases where attorneys customarily take a case on a contingency fee [an agreed upon portion of any recovery to you], depending upon what happens when the case ends.

In some cases, contingency fee maximums are set by state law. In these matters, your fee will be the lower of either 10% less than the maximum fee set by state law or the attorney’s usual fee. For example, if your state has a fee maximum of 30%, you would pay the lower of either 27% or the attorney’s usual fee. If the attorney would normally charge 25%, you would pay this percentage because it is the lower rate.

When state laws do not set contingency fee maximums, your guaranteed discounted rate will not exceed:

  • 29% if settled before trial,
  • 36% if awarded during or after a trial, or
  • 40% after an appellate brief is filed

Guaranteed Special Low Rates (These have specific definitions and your plan booklet defines each service*)
Traffic Ticket Defense$89.00
Bankruptcy Chapter 7$250.00
Name Change$155.00
Will w/ Minor Trust$170.00
Non-Support [Spouse/Child]$239.00
Divorce [Simple]$210.00
Corporation [Regular]$239.00
Non-Commercial Real Estate$175.00
*If your matter does not fit into these specific Definitions, the Special Plan Hourly Rate for the services will apply.

Eligible Family Members
Eligible Family Members are the Plan Member's legal spouse or eligible domestic partner, Member's biological unmarried dependent children, stepchildren, legally adopted children, children placed in the home for adoption and foster children, up to age 19, and from age 19 up to 25 years if they are enrolled in an accredited school or college and are primarily dependent upon the member for support. This Plan covers Elder Parents of both the Member and their spouse/domestic partner even if they are not living in the Plan Member's household.

The Law
  in Your Life
Elder Care
Family Health
  Legal Library
Access Financial
Credit, Debt and Budgeting
Immigration
Small Claims &
  Consumer Help
Domestic Violence
Anatomy of a Case
Legal Document
  Library
  Child Custody